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Credit Negotiation andCredit Repair: Be careful of who you hire!
Our group of lawyers will work for you to negotiate the lowest possible settlement of your debt. What makes Debt Crunchers stand out is that our Attorneys also make available a service called Direct Attorney Negotiation Protection, which will protect you and your family from Creditors that plan on filing Lawsuits and Prevent Creditor Judgments and Wage Garnishments. After we have settled your debt, another helpful service that we provide is called Credit Repair/FICO Cleansing to remove any negative credit reporting from the 3 credit bureaus. The other companies out there do not provide these important services, but for most people, that's the reason why people are seeking help
The Scam
Everyday, companies nationwide appeal to consumers with
poor credit histories. They promise, for a fee, to clean
up your credit report so you can get a car loan, a home
mortgage, insurance, or even a job. The truth is, they
can't deliver. After you pay them hundreds or thousands
of dollars in up-front fees, these companies do nothing
to improve your credit report; many simply vanish with
your money.
The Warning Signs
If you decide to respond to a credit repair offer, beware
of companies that:
• Do not tell you your legal rights and what you
can do-yourself-for free;
• Recommend that you not contact a credit bureau
directly;
• Suggest that you try to invent a "new"
credit report by applying for an Employer Identification
Number to use instead of your Social Security* Number;
or
• Advise you to dispute all information in your
credit report or take any action that seems illegal,
such as creating a new credit identity. If you follow
illegal advice and commit fraud, you may be subject
to prosecution.
• Remember if you can’t pay your bills now
you might want to consider our Bankruptcy solutions and alternatives
*You could be charged and prosecuted
for mail or wire fraud if you use the mail or telephone
to apply for credit and provide false information. It's
a federal crime to make false statements on a loan or
credit application, to misrepresent your Social Security
Number, and to obtain an Employer Identification Number
from the Internal Revenue Service under false pretenses.
The Truth
If you are not able to pay your bills, do not get fooled
by non-licensed debt repair companies, speak with an Attorney today and
get legal council on all of your credit options.
You
should know you have certain legal rights and must be
very selective of the Lawyer or Law Firm that you chose
to represent you.
Visit our Legal Credit Lawyer website. www.legalcreditlawyer.com
Have an Attorney council you on the Right Decision for
You.
Get a Free Consultation
today.
Corporate
Office:
445 Broadhollow Rd.
(Route 110)
Suite CL-10
Melville, NY 11747
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