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Should
you file bankruptcy?
Is
the amount of debt that you have more than 25% of your
gross income?
Are you merely making the minimum payments on your credit
cards?
Are
you borrowing from one credit card to pay another?
Have you missed any payments?
Are creditors calling you?
Are you receiving letters from your creditors?
Are you being sued?
Are your wages being garnished at work?
Are you behind in paying your mortgage or rent?
If
you answered yes to any of these questions, feel free
to contact us for a personal, free
consultation
Bankruptcy
is a legal proceeding which helps some people who cannot
pay their bills get a fresh financial start by temporarily,
or permanently, preventing creditors from collecting
debts from you.
The Law offices of Castiglia-Rubinstein andAssociates
provide advice and assistance on filling for bankruptcy.
Generally, our Law Office may --
-
explain
bankruptcy,
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help you
decide whether bankruptcy is right for you, and
-
provide
legal guidance in the bankruptcy filling procedure.
Bankruptcy
is a legal procedure that offers a fresh start for people
who can't satisfy their debts. Individuals who follow
the bankruptcy rules receive a discharge—a court
order that says they do not have to repay certain debts.
There
are two primary types of personal bankruptcy:
Chapter 13 and Chapter
7.
Each must be filed in federal bankruptcy court.
Both
types of bankruptcy may get rid of unsecured debts and
stop foreclosures, repossessions, garnishments, utility
shut-offs, and debt collection activities. Both also
provide exemptions that allow you to keep certain assets,
although exemption amounts vary. Personal bankruptcy
usually does not erase child support, alimony, fines,
taxes, and some student loan obligations.
You
should know you have certain legal rights and must be
very selective of the Lawyer or Law Firm that you chose
to represent you.
Beware
of Credit Scams
Visit our Legal Credit Lawyer website. www.legalcreditlawyer.com
Have an Attorney council you on the Right Decision for
You.
Get a Free Consultation
today.
Corporate
Office:
445 Broadhollow Rd.
(Route 110)
Suite CL-10
Melville, NY 11747
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