Chapter 7 vs. Chapter 13: Which Bankruptcy Chapter Fits the Situation?
A practical comparison of Chapter 7 liquidation and Chapter 13 repayment for Long Island households, covering eligibility, exemptions, mortgage arrears and timing.
Read the articleJudgments, Frozen Bank Accounts and Wage Garnishment in New York
How New York creditors enforce judgments through account restraints, income executions and liens, and what the exemption rules protect for wages and deposited benefits.
Read the articleBankruptcy vs. Debt Settlement: How to Compare Them Honestly
A fair side-by-side look at bankruptcy and debt settlement for New York consumers, covering lawsuits, taxes, cost, credit and which debts neither option resolves.
Read the articleTalk through your situation with a lawyer
The initial phone consultation is free and confidential. Have your documents to hand and we will tell you what your realistic options look like — including the option of doing nothing yet.