Articles
Author: Christine Thea Rubinstein, Esq.
Estate Planning for Business Owners: What Happens If You Die or Become Incapacitated?
How Long Island business owners can keep a company running through death or incapacity, coordinating operating agreements, buy-sell terms and the personal estate plan.
Read the articleEstate Planning Before a Reverse Mortgage
A reverse mortgage reshapes an estate plan. The deed, trust, power of attorney and spouse questions to settle before closing, and what heirs face afterward.
Read the articleIs It Too Late for Medicaid Planning After a Nursing Home Admission?
An admission has already happened and the bills have started. What planning options may still exist under New York rules, what to avoid doing, and what to gather…
Read the articleWhat Happens to a Mortgage After the Borrower Dies?
The loan survives the borrower. What heirs need to know about keeping payments current, assuming or refinancing, due-on-sale protections, and reverse mortgage deadlines.
Read the articleReverse Mortgages and Estate Planning: Seven Problems to Solve Before Your Family Has To
Seven reverse mortgage issues to settle while the borrower is living: ownership, spouse status, incapacity, long-term care, heir expectations, estate liquidity and communication.
Read the article1031 Exchanges and Estate Planning: Questions to Coordinate Before Closing
What owners of Long Island investment property should coordinate between a 1031 exchange and their estate plan, including titling, trusts, boot and basis at death.
Read the articleTen Life Events That Should Trigger an Estate Plan Review
Estate plans go stale quietly. Ten events, from a refinance to a diagnosis to a move out of state, that should send documents and beneficiary forms back for…
Read the articleTitle and Deed Problems That Delay Long Island Closings
The title and deed defects that most often delay Suffolk and Nassau closings, why each one appears, and what it usually takes to clear the objection before the…
Read the articlePower-of-Attorney Abuse Discovered After Death: What Can the Estate Do?
Accounts drained in a parent's final years often surface only after death. Here is what an agent owed, what the estate can demand, and how New York courts…
Read the articleCommunity Medicaid vs. Nursing Home Medicaid in New York
Home care and nursing home coverage are two different Medicaid programs in New York. What separates them on transfer rules, income treatment, spousal protections and application process.
Read the articleTalk through your situation with a lawyer
The initial phone consultation is free and confidential. Have your documents to hand and we will tell you what your realistic options look like — including the option of doing nothing yet.