Articles
Author: Christine Thea Rubinstein, Esq.
Selling an Inherited Home During Probate on Long Island
Selling an estate house involves more than a listing agreement. Here is what Long Island executors need in place before the sign goes up and before the closing.
Read the articleCan I Put My House in a Medicaid Asset Protection Trust?
Direct answers on transferring a Long Island home into a Medicaid asset protection trust, covering mortgages, STAR, insurance, selling later, and what actually changes for the homeowner.
Read the articleReverse Mortgage Foreclosure in New York: Why It Happens and What to Do When a Notice Arrives
Why reverse mortgage foreclosures start in New York, how to tell one notice from another, and the practical steps a borrower, heir or fiduciary should take first.
Read the articleWhy Signing a Trust Is Not Enough: The Importance of Trust Funding
A trust controls only what is actually transferred into it. This guide walks through funding a New York trust asset by asset, and the items that should stay…
Read the articleWhat Does an Executor Actually Have to Do?
Being named executor is a legal job with real duties and real exposure. Here is what New York actually requires, from letters testamentary through the final accounting.
Read the articleThe Five-Year Medicaid Lookback: A Long Island Family Planning Guide
What the five-year lookback actually reviews, which transfers are exempt, how a penalty period is computed and when it starts, and why the home is usually the hardest…
Read the articleBankruptcy vs. Debt Settlement: How to Compare Them Honestly
A fair side-by-side look at bankruptcy and debt settlement for New York consumers, covering lawsuits, taxes, cost, credit and which debts neither option resolves.
Read the articleWhat Happens After Someone Dies in New York? A First-30-Days Checklist
A step-by-step guide to the first month after a death in New York, covering the documents to collect, the accounts to secure, and the decisions that can wait.
Read the articleMedicaid Asset Protection Trusts in New York: What They Do and What They Do Not Do
A plain explanation of Medicaid asset protection trusts in New York: how irrevocability works, what the grantor keeps, what the trust cannot do, and why funding date drives…
Read the articleReverse Mortgages in New York: What Homeowners and Families Should Understand Before Signing
How reverse mortgages work in New York, the obligations that continue after closing, and the ownership, spouse and estate questions to settle before signing anything.
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